3 Best UPI Payment Apps in India 2020

Nowadays people are very serious about their time. People are getting very busy day to day. Smart people are trying to reach everywhere in shorter time. People are moving to digital technology for feel them relax and concentrate to focus on their other self development. The things is that in the current situation you really need to catch up this things in your hand so that you can mange the things from anywhere we belongs to.

Bill pay such as Electricity bill, EMI bill, postpaid bill, flight/train/bus ticket booking bill we can easily get this done by online. And also for transfer the money to anyone it’s very easier now. There are some best payment UPI apps has been launched in India and the number of users are increasing .

Most of the people are using smart phones, smart phone has discover to make ourselves smart. In this smart phone we can easily install these UPI payment apps in a moment. In this article we will discuss the best UPI payment apps in India 2020.

The top 3 UPI payment apps in India:

1. PayTm

PayTm is one of the most useful UPI payment app in India. People can seamless and instant money transfer directly between twice accounts. No need to add beneficiary first then transfer money. So basically using this method we will never spent extra time here. Don’t you need your Bank details or IFSC code for receiving the money as well. There is also option to scan the QR code to fetch the payable account and transfer the money.

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Founder: Vijay Shekhar Sharma
Founded: August 2010
CEO: Renu Satti (23 May 2017–)
Headquarters: B-121, Sector 5, Noida, Uttar Pradesh, India
Revenue: 3,579 crores INR (2019, US$520 million)
Parent organization: One97 Communications

3 Best UPI Apps in India 2020

upi payment apps

2. Google Pay

Google Pay is one of the most useful online payment system discovered by Google. It’s a digital wallet platform. Google pay’s popularity going to be increased day by day and it’s using everywhere. Shopping Mall, Restaurant, Online ticket booking, even small shop everywhere people are using this app.

It’s getting very easy to transfer the money instantly. Users are also receiving cash back after transfer the amount for some cases. It’s going to good experience for the users. This app is available on Google Play Store and app store as well.


Developed by: Google
Initial release: September 11, 2015; 4 years ago (as Android Pay); January 8, 2018 (as Google Pay)
License: Proprietary
Operating system: Android Lollipop 5.0 and above

3. PhonePe

PhonePe is also most useful payment UPI app in India 2020, people are using this payment app easily from everywhere. This app can help us to transfer money form one to another bank account through UPI ID. UPI  ID is mandatory to transfer the money for this payment app.

Most of the shops are using this app to collect the payment instantly into their bank account. This cashless transaction is helping people to fell them relaxed.


Founded: December 2015
CEO: Sameer Nigam (Dec 2015–)
Parent organization: Flipkart
Headquarters location: Bengaluru
Founders: Sameer Nigam, Burzin Engineer, Rahul Chari
Customer service: 0124 678 9345
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Best UPI Apps in India 2020




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